Our key figures

EUR millions

2015

2016

Variation

Total asset 

7,201

7,813

8.5%

Loans

3,505

3,816

8.9%

Deposits

4,683

5,012

7.0%

Net Operating Income 

440

470

6.8%

Net Income Group share 

56,2

67,4

20.0%

Cost to income ratio (Operating expenses / Net Operating Income)

61.7%

61.4%

Cost of risk

2.17%

1.76%

ROE (Net income Group share /Average Equity Group share)

13.7%

13.8%

ROA (Net income Group share / Average Asset)

0.8%

0.9%

Capital Adequacy Ratio (estimations)

      Risk Weighted Asset (*)

4,340

4,804

10.7%

      Tier 1 + Tier 2 (**)

499

558

11.9%

      Capital Adequacy Ratio

11.5%

11.6%